Your salary
explained,
line by line.
Thousands of Argentine employees receive a payslip every month and sign it without fully understanding what each deduction means. Our afternoon workshops open that document and walk through every item — from retirement contributions to union fees — so you leave knowing exactly what you're paid and why.
Payslip Anatomy
We decode every line: gross salary, net pay, and every deduction in between.
Retirement & Social Security
Jubilación, PAMI, obra social — understand where your contributions go.
SAC & Overtime
Aguinaldo calculations, proportional SAC, and how extra hours appear on your payslip.
Everything on that piece of paper
A single payslip contains years of labor law, tax policy, and collective agreements. We make it readable in one afternoon.
Afternoon Format — No Prior Knowledge Needed
Our workshops are designed for employees, not accountants. You don't need any financial background to follow along. We start from zero and build understanding step by step.
Jubilación (11%)
The largest single deduction. Where it goes, how it accumulates, and what it means for your future retirement.
Obra Social (3%)
Your compulsory health insurance contribution — who administers it and what coverage it entitles you to.
Union Fees
Sindicato contributions vary by sector. We explain what they fund and how to read your specific union line.
Ganancias (Income Tax)
For those who earn above the minimum threshold — when it applies, how it's calculated, and why it changes.
Reading Your Actual Payslip
Participants are encouraged to bring their own recibo de haberes. We walk through real documents, not hypothetical examples.
Ready to understand what you're paid?
One afternoon is enough to turn a confusing document into something you can read and verify every month.
Why Lelmadi
Education, Not Advice
We teach you to read your payslip. We don't offer individual labor consultations or prepare liquidations — that distinction matters and we honor it clearly.
Plain Language
No legal jargon, no accounting terminology without explanation. Every concept is introduced with a real-world example you can relate to immediately.
Respectful of Your Time
One afternoon. Focused content. No padding. We cover what's on the payslip and nothing more — because that's what you came to understand.
What we cover in detail
Each topic is explained with context, examples, and time for questions.
Your contract states a gross figure. What arrives in your bank account is substantially less. This section explains why that gap exists, which deductions are mandatory by law, and how to verify that the arithmetic on your payslip is correct.
- How gross salary is defined under Argentine labor law
- The difference between remunerative and non-remunerative items
- Why the gross-to-net ratio varies between employees
- How to cross-check the totals on your own payslip
The retirement contribution (jubilación) is the largest deduction on most payslips. Understanding it helps you see how your working years contribute to your future pension.
- What percentage is deducted and on which salary base
- The difference between employee and employer contributions
- How PAMI and INSSJP contributions appear separately
- What the ANSES system records about your contributions
Your obra social contribution funds your compulsory health coverage. The ANSSAL line is a redistribution fund that appears on most payslips and often goes unexplained.
- How obra social is assigned by sector and union
- What ANSSAL is and why it appears on your payslip
- The option to change obra social and what that involves
- Prepaga contributions and how they interact with obra social
The SAC (Sueldo Anual Complementario) is paid twice a year. Many employees don't know how it's calculated or what "proportional SAC" means when they leave a job mid-semester.
- The legal basis for SAC and when it's paid
- How to calculate SAC from your best salary of the semester
- Proportional SAC on resignation or termination
- Whether SAC appears on your monthly payslip as a provision
Overtime appears on payslips with different multipliers depending on when the hours were worked. This section explains the legal rates and how to verify them.
- Standard overtime rate (50% surcharge on weekdays)
- Weekend and holiday overtime (100% surcharge)
- How the hourly base rate is calculated from monthly salary
- Legal limits on overtime hours per month
Not all employees are subject to Ganancias — it depends on salary level and personal deductions. For those who are, understanding the retention helps verify the monthly amount withheld.
- The minimum non-taxable salary threshold
- Personal deductions: spouse, children, dependents
- How the employer calculates and withholds the tax monthly
- The annual regularization process and what to expect
Questions before joining?
Write to us. We'll explain how the workshops work, what to bring, and whether the format fits what you're looking for.